Privacy Policy

This privacy policy (privacy policy) sets forth the modes of collection, use and disclosure of your information gathered on the platform. This privacy policy applies only to personal information collected on the platform. This privacy policy does not apply to information collected by the company in other ways, including information collected offline. Please read this privacy policy carefully. By continuing to use the services, or access the platform you agree to this privacy policy. If you do not agree to this privacy policy, you may not avail the services.

Access to the Platform is subject to the Terms and Conditions (Terms) accessible on the Platform, capitalized terms used and not defined in this Privacy Policy, shall have the same meaning ascribed to them in the Terms.

By visiting the website, www.wyncap.in (“Website”) and availing the services provided by us (“Services”) you agree to be bound by the terms and conditions of this Privacy Policy.

We Finwyn Capital Solutions Private Limited ("Company", "we", "our", or "us"), have developed a Website www.wyncap.in through which you may apply for a Loan to be granted by various non-banking financial company OR Banks (Lender), based on the loan agreement executed between you and LENDER. LENDER has appointed and authorized us to collect, store, authenticate, verify and distribute the Personal Information (defined below) as may be required by LENDER to sanction the Loan. The Personal Information shall be collected through website.

This Privacy Policy explains how we collect, use, disclose, and protect your personal data when you access or use our services.

1. Information We Collect

We may collect the following categories of information:

• Personal Identifiers: Name, contact details, address, date of birth, gender, and identification documents such as PAN and Aadhaar (masked or redacted as required).

• Financial Information: Income details, bank account information, credit history, credit score, and repayment data.

• Usage & Device Data: IP address, device type, browser information, location, and interaction patterns with our platform.

• Consented Data: Any additional information you voluntarily provide or consent to share for service facilitation.

2. Purpose of Use

Your information is collected and processed only for lawful purposes, including:

• Assisting with your application for financial products through our partnered financial institutions.

• Performing identity verification, credit assessment, and KYC/AML compliance.

• Communicating updates, service alerts, and support-related responses.

• Ensuring regulatory compliance, internal risk checks, and operational integrity.

We do not use your data for any purpose beyond what is communicated or legally permitted.

3. Sharing of Information

We may share your personal information with the following parties, strictly on a need-to-know and consent basis:

• Regulated Lending Partners (e.g., banks and NBFCs), for credit assessment, processing, and servicing.

• Third-Party Service Providers (e.g., credit bureaus, KYC vendors, payment processors) engaged under contractual safeguards.

• Regulatory or Legal Authorities, when mandated by law or applicable judicial processes.

We do not sell your personal data or share it with unauthorized third parties for marketing purposes.

4. Data Security

As an operates under the framework and oversight of RBI-compliant Regulated Entity, we follow stringent security protocols to safeguard your data:

• End-to-end encryption and secure transmission standards

• Role-based access controls and monitored data access logs

• Regular audits, compliance reviews, and cybersecurity checks

• Secure integration with partner systems and infrastructure

We take reasonable steps to ensure your data remains protected throughout its lifecycle.

5. Data Retention

Your data is retained only as long as necessary to fulfill the stated purposes or as required by law, regulatory authorities, or contractual obligations with our lending partners.

6. Your Rights

You have the right to:

• Access and review your personal data

• Request corrections or updates to inaccurate information

• Withdraw consent for non-essential processing, subject to applicable restrictions

• Raise grievances related to misuse or mishandling of your data

For any such requests, please contact our Grievance Officer using the details below.

7. Changes to This Policy

We may update this Privacy Policy to reflect changes in law, technology, or our operations. Any material changes will be communicated through appropriate channels, and the latest version will be available on our website.

8. Contact Us

If you have questions, concerns, or requests related to your personal data, please contact:

Grievance Officer

Finwyn Capital Solutions Private Limited
Email: support@wyncap.in
Phone: +91-92119 41010
JE-9, Office No. 104, First Floor, Opp. Tikona Park, Khirki Extn., Malviya Nagar, New Delhi – 110017