WynCap is a trusted new-age fintech platform committed to enabling simplified, responsible access to credit for individuals and businesses.

Our approach focuses on delivering financial solutions that are transparent, accessible, and aligned with real-world needs—whether for personal aspirations or business growth. Built on the principles of flexibility, clarity, and user-centric design, our offerings aim to eliminate traditional complexities often associated with credit access.

We serve a growing community of borrowers who seek trustworthy, efficient financial assistance. Backed by ethical practices, process integrity, and a customer-first mindset, WynCap continues to evolve as a reliable platform dedicated to empowering financial progress—securely, responsibly, and confidently.

More than just a fintech platform, WynCap stands as a dependable platform in progress—where every financial decision begins with trust.

About us

Who we are

Why choose us

With a strong emphasis on compliance and governance, we believe finance should be approachable—not intimidating.

WynCap operates under the framework and oversight of RBI-compliant Regulated Entity, in full adherence to applicable regulations and governance standards. This ensures transparency, accountability, and regulatory alignment in every transaction we support.

WynCap is trusted by a growing base of individuals and enterprises seeking dependable financial support. We remain committed to delivering a consistent and trustworthy experience, where users feel supported and informed throughout their credit journey.

With responsible practices and customer-first service at our core, WynCap continues to strengthen its position as a reliable partner in modern financial enablement.

Explore Our Credit Solutions Crafted For You

WynCap specializes in offering customized credit solutions tailored to meet the evolving financial needs of individuals and businesses. Our services are designed with flexibility, transparency, and customer convenience at the core.

Personal Loan

Consumer Durable Loan

MSME Business Loan

Loan Against Property

Vehicle Loan

Flexi / Tailored Loan

Rakesh Jain

Founder & Managing Director

Leadership & Governance

Ajit Singh

Co-Founder & Director

At the core of WynCap’s foundation is a leadership that brings together deep expertise across finance, risk management, and credit-focused innovation. Our founders and executives bring decades of experience from leading banks, NBFCs, and fintech firms, combining industry insight with a strong commitment to building responsible credit solutions that serve evolving customer needs..

Our Team

Our team’s commitment to ethical conduct, consumer protection, and continuous improvement ensures WynCap remains a trusted platform in the evolving landscape of lending facilitation.

Every member of our operating team is aligned with WynCap’s core philosophy—ensuring that individuals and businesses receive support that is fair, transparent, and responsible. From credit analysts and product managers to technology leads and service specialists, each team function is structured to uphold operational excellence and deliver value at every step of the user journey.

Our Partner Enabling Stronger Credit Journeys Through Strategic Collaboration

At WynCap, we believe in the power of collaboration to deliver responsible and efficient financial solutions. Our strategic partnerships span across regulated financial institutions, technology providers, and service enablers who share our commitment to customer-centricity, compliance, and innovation.

Customer reviews

"WynCap made the entire process smooth and stress-free. From application to disbursal, everything was transparent, quick, and clearly explained. I appreciated the clarity of communication and how easy it was to upload documents digitally."

Ritika S.

"What I liked most was how clearly WynCap explained the terms and ensured that all communication was upfront and consent-based. There were no hidden charges, and the process felt secure at every step."

★★★★★

Kumar T

"WynCap isn’t just another lending app—it’s a platform you can trust. They follow all the regulations and governance , and that gave me confidence that I was in safe hands. Highly recommended for professionals like me who value reliability.

Vishnu M

★★★★★

★★★★★

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